Firms Start Offering ‘Social Media Liability Insurance'
Shield Your Online Profiles
Social media
has without a doubt revolutionised the way we communicate. We live in an age of
unprecedented connectivity that allows people from all walks of life to
instantly share trivial messages around the globe at the click of a button. On
the whole, I have to argue that this is a good thing. The sharing of thoughts
and ideas is crucial to advancement in any form. Unfortunately, when those
ideas have not been thought through or are shared in the heat of the moment
they can have massive negative effects.
buildandshoot.blogspot.co.uk
With this in
mind, many insurance companies have started offering ‘Social Media Liability
Insurance’, intended to cover you against lawsuits stemming from your social
media posts. The policies will cover you against slander, libel and defamatory
comments, but only those considered to have been made in error. The policy will
be null and void if the intention was to cause serious harm or offence.
Christopher
Cook, owner of Alliance Insurance Services, made an official statement
regarding the new policies.
“If you’re trying to intentionally or maliciously hurt someone, that liability insurance is null and void. It’s kind of like committing a crime. We’re not going to pay for things that you knew were going to happen.”
In addition
to taking out a personal policy, Cook also encourages parents to consider purchasing
cover for their children, as they may be blissfully unaware of the consequences
their posts can generate.
“I especially encourage parents with young folks who may or may not understand that what they put out there in the world is there forever. There are several lawsuits that have been filed and won based on slander or libel claims from whether it be from YouTube, Twitter, or Facebook.”
The newly
available policies will typically set you back a tiny fee of $20 per year. Customers
are advised to contact their insurance agent for more information if they feel
they could benefit from a little protection online.
Sam is an aspiring novelist with a passion for fantasy and crime thrillers. Currently working part time as a content writer, he hopes to one day drop that 'aspiring' prefix. Follow him @SamAtSMF
Contact us on Twitter, on Facebook, or leave your comments below. To find out about social media training or management why not take a look at our website for more info http://socialmediacambridge.co.uk/.
Firms Start Offering ‘Social Media Liability Insurance'
Reviewed by Unknown
on
Monday, February 23, 2015
Rating:
Reviewed by Unknown
on
Monday, February 23, 2015
Rating:
Unknown
Keeping you up to date on social media, digital marketing, apps, news & reviews. Social media, and digital marketing as a whole, are rapidly and constantly changing, adapting to new developments at an ever increasing rate. Just keeping up to date can be a nightmare. Our team of writers know their field, and keep an ear to the ground. We aim to keep you informed of all recent developments in the online world, and teach you a little something along the way. So whether you just want to stay connected, or gain some knowledge for yourself, the Social Songbird will keep on singing! More articles are posted every day so keep checking back! Join the discussion on Twitter - #SocialSongbird Or contact us directly - @SocialSongbird_
Entrepreneur, international speaker on Social Media Marketing. First one in the UK to write and speak in conferences about Twitter as a marketing tool. Consultant to Corporate Companies, Government Organizations, Marketing Managers and Business Owners.
Aspiring novelist with a passion for fantasy and crime thrillers. He hopes to one day drop that 'aspiring' prefix. He started as a writer and soon after he was made Executive Editor and Manager of the team at Social Songbird. A position he held for 5 years.
Adrienne is a passionate writer with experience in editing, content creation, and social media marketing. She’s a lover of animals, helping others improve their writing, and 2000s pop culture.
Musician, audio technician, professional tutor and a Cambridge university English student. Interested in writing, politics and obsessed with reading.
Recently graduated with a BA in English Literature from the University of Exeter, and he is about to study an MA in Journalism at the University of Sheffield. He is an aspiring journalist and novelist; in his free time he enjoys playing chess, listening to music and taking long walks through nature.
Lucy is an undergraduate BSc Politics and International Relations student at the London School of Economics and Political Science.
Anna Coopey is a 4th year UG student in Classics at the University of St Andrews in Scotland. She is a keen writer and researcher on a number of topics, varying from Modern Greek literature to revolutionary theory.
Ellie is a recent BA English Literature graduate and aspiring publisher with a passion for writing. Her favourite pastimes include reading and shopping.